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Are you underinsured?

Is your property protected for the right amount?





If you don't declare the right property building cost or if you haven't had your property professionally valued for insurance purposes, you may find that you are drastically underinsured should something go wrong.


Once the damage is done, it may be too late, and you will need to subsidies any shortfall from your pocket.


  • Increased labor costs and wages inflation and wage inflation

with fewer qualified tradespeople available, wages have risen by approximately 10% as builders compete to employ staff.


  • Material cost increases

The average price of building materials have risen by 10%.


  • Materials supply shortages

(including stock, machinery and plant)

Timber and Plaster shortage continue to affect supply chains, delaying construction projects.


  • Inflation Increases

Recently, inflation has risen as its fastest rate in 30 years. Due to the uncertainty around inflation and pricing, some suppliers will now only hold their quotes for 24 hours.


Have you reviewed your property sums insured recently to take these factors into account?




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